FLOOD INSURANCE

It protects against property loss due to flooding. Home Insurance typically doesn’t cover flooding A flood can be one of the worst disasters that can devastate your neighborhood. The Federal Government runs a National Flood Insurance Program (NFIP). The government draws a Flood Hazard Boundary Map that divides the country into flood zone risk areas, and their Flood Insurance Rate Map sets the coverage and premiums for those areas. You can enter your address at www.floodsmart.gov to find out your risk.

UMBRELLA INSURANCE

Umbrella insurance refers to a liability insurance policy that protects the assets and future income of the policyholder above and beyond the standard limits set on their primary policies. Companies usually offer an additional $1 million to $5 million of liability protection. Umbrella insurance provides broad insurance beyond traditional home and auto. It provides additional liability coverage above the limits of your homeowner’s, auto, and boat insurance policies. It can also provide coverage for claims that may be excluded by the primary policies often including, but not limited to:

• False arrest
• Libel
• Slander
• Invasion of Privacy

We value every customer and deliver a high-quality insurance products with the best service. Get a quote today by simply calling us at 630-908-7200.