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Home insurance, also commonly called hazard insurance, provides compensation for damage or destruction of a home from disasters.  We offer policies on homes, condominiums, and apartments and a broad selection of coverage.

HOMEOWNERS INSURANCE

Standart Homeowners Policy Protects:

  • Your House
  • Detached Structures, such as a garage or shed.
  • Personal Belongings, including furniture, clothing, appliances and much more.
  • Loss of Use, for living expenses, when the home is damaged and uninhabitable.
  • Personal Liability, that protects you and your family against a claim or lawsuit if someone is injured or their property is damaged while at your home.

CONDO INSURANCE is for condominium owners.

Condominium Policy Protects:

  • Personal Belongings, including furniture, clothing, appliances and much more.
  • Personal Liability, that protects you against a claim or lawsuit if someone is injured or their property is damaged while in your condo
  • Cost of Common Property Loss, assessed by the condo association on all unit owners

RENTERS INSURANCE is for tenants.

Renters Policy Protects:

  • Personal Belongings, including furniture, clothing, appliances and much more.
  • Personal Liability, that protects you against a claim or lawsuit if someone is injured or their property is damaged while in your apartment

Additional Coverage Options:

  • Contents Replacement. Provides full replacement cost for personal belongings.
  • Additional Replacement Cost Protection (for Homeowners). Provides the extra insurance you need to rebuild your house if your coverage amount is inadequate.
  • Personal Injury. Protects you against libel and slander.
  • Identity Theft Protection. Provides assistance from a consumer fraud specialist and covers expenses related to restoring your good name and financial reputation.
  • Scheduled Personal Property — Provides comprehensive, no-deductible coverage on valued items like furs, jewelry, silverware, cameras, fine art, and coin or stamp collections.
  • Higher loss assessment coverage.
  • Increased protection against loss of refrigerated goods; lock replacement coverage and more.

We value every customer and deliver a high-quality insurance products with the best service. Get a quote today by simply calling us at 630-908-7200.